Thousands of drivers have already checked
Took out car finance between 2007 and 2024? You could be owed.
If your lender or dealer added a hidden commission to your car finance without telling you, you may have paid more than you should have. Subject to a review of your agreement, you could be owed money back.
How it works
Getting started takes minutes
A quick, no-pressure process - check today and there is nothing to pay to find out where you stand.
Answer a few quick questions
Share a handful of basic details about your finance deal. No account numbers and no documents needed to get going.
We review where you stand
We look at whether your agreement shows the kind of undisclosed commission the regulator is asking lenders to check.
Choose your next move
If it looks worth pursuing, we walk you through your choices, including the free route you can take on your own.
Could you be affected?
You may have a case if...
These are common signs an agreement is worth a second look. It is general guidance, not a verdict on your own deal.
You financed a car through PCP or hire purchase.
Your deal was signed at any point from 2007 to 2024.
The commission paid to the broker or dealer was never made clear to you.
Subject to review, you could be owed a refund on your car finance.
Good to know
Questions drivers ask us
Plain answers, no pushy promises.
What exactly is being reviewed?
Many car finance deals carried commission paid between the lender and the dealer that buyers were never told about. The regulator has told lenders to look back at these. We help you understand whether yours could be one of them.
Do I need the paperwork to start?
Not at all. A few basic details are enough to begin. If things move forward, the records can usually be pulled from the lender directly.
What if I had several cars on finance?
Each agreement stands on its own. If you had more than one in the qualifying window, every one of them can be looked at separately.
Could I just do this myself?
Yes, and it is free to do so. You can complain straight to your lender and take it to the Financial Ombudsman Service at no cost. Using a firm is always optional.
How long does it usually take?
It depends on the lender and the wider process. We will be upfront with a realistic timeframe rather than promise a quick win.
Will you tell me a figure I will get?
No. Every agreement is different, so we will not quote a guaranteed amount or promise that money is owed.
See if you could be owed money back
It takes about a minute and costs nothing. There is no obligation, and you can walk away at any point.
Subject to review, you could be owed a refund on your car finance.
Ready to find out? Start your free check now.
See if you're eligibleFree, no obligation, around a minute.